Wednesday, November 26, 2008

Rock On - My take

Everyone at home, work place and all the other ppl I know went gaga over the film which made me feel like an outcast for some strange reason ........

No doubt I liked the film, felt the film had huge 'Dil Chahta Hai' hangover on it …….

The only person I liked from the film was Javed Akhtar for his lyrics ….. Indian rock music is very superficial, with most songs having archaic lyrics, but he has experimented with words which made the songs lovable ………
The best part was writing about a laundry bill, denim jacket, chandi ka ring... you can't use angoothee for ring... This is the lingo of rock …… and Javed saab has mastered the lingo …….

This piece is not exactly a review of the film but I guess I just wanted to pen a few words about the most interesting part for me in the film ………..
I feel its not a cult film nor a great film as lot of people put it ………

Those who are reading ………… Keep having fun until Apple goes up ……...

Friday, November 14, 2008

An article by economist Yogesh Chhabria

LATELY, I have been thinking a lot about the Lehman crisis. Spending money that they didn’t have and going beyond their means is one of the main reasons for their situation today. In fact that is the cause for the current economic crisis in the US . When I see all this happening, I can only remember the good old days. Then, karz was bad. People looked down upon those who took loans. Parents would not give their daughter’s hand in marriage to a man with loans.But of course, the times have changed now. Everyone I know has a loan. The buzz word is EMI (equated monthly instalment). Today, you can buy everything on EMI - a house, a television, even an i-Pod. In fact I know of someone who just bought a fancy BMW 3 series on EMI, instead of buying a cheaper car outright with cash. I mostly prefer to take public transport, but then I am an old man with old thoughts!

Anyway, coming back to what caused the crisis. Imagine having Rs 2 lakh in your bank account, no regular income, yet buying a house worth Rs 65 lakh, in the hope of selling it for a higher price. Even if the price of the house fell by just 5 per cent (that is Rs 3 lakh), you will go bankrupt. This is what Lehman Brothers did; with around USD 20 billion they went and bought assets worth over USD 600 billion. Isn’t it suicidal and simply foolish?

I am sure things would have been different, had I been the head of Lehman brothers. But who wants an old conservative man like me to head a complex financial institution. But there are a few lessons that we can learn:

Live a balanced life and avoid overspending.Don’t buy things we don’t need.Don’t buy excess Food, Cloths, Cosmetics, Footwear, electronics and Fashion accuracies just think before you buy. Tip: World still has a lot of growth ahead and the future holds immense opportunities for us. Let us make the most of it and save and invest it wisely instead of wasting our precious little on things we don’t need.Try to balance life with work (No one is happy to work in their professions) .Don’t stress out yourself, after work try to do some extra activities like swimming, yoga, walking, running where you can divert your mind from stress. A thumb rule: Health is more important than money.Try to understand each other (Wife and Husband) in financial matters and help each other. Tip: As soon as you get your monthly salary, set aside a fixed amount, usually 35 per cent, for insurance, savings and investments. You can then spend the rest.Not all loans are bad. Loans that are ‘need based’ (home loans, education loans) can always find a place in your finances against those that are largely ‘want based’ (Credit cards, personal loans, car loans).Borrow only if repayment is financially comfortable.A thumb rule: Keep EMIs within 35 to 45 per cent of your monthly income In that respect, there is one American who I really respect - Warren Buffet. He has lived in the same ordinary house for over three decades, drives his own medium sized car and leads an extremely regular ‘middle class’ life. If that’s all it takes for the richest person on earth to be happy, why do all of us need to take extra stress just so that we can get things which aren’t even essential?

Thursday, November 6, 2008

Ravi - Aus Post

Dt - 07/11/2008

Australian Post - HQ Datawarehouse Support

Am I enjoying this? YES ……..
Chala ……… EBI tho compare cheste chala prashantham ga vundi life ……….

I am actually working from Day one ……..
Office ki velthe emcheyali ani digulu ledu …… naaku oopika vundali kani emaina cheyachu ……….. Kurchuni cheste roju ki 12-14 gantala pani vundi ………..

So I am having fun ikkada ………….

Enduko emadhya illu ante chala pikutondi ………
Bahusa May lo one week trip saripoledu emo …………

Yet emcheyalem ………. Sridhar pelli settle ayithe bavundu ani korukovadam tappa ……….. PR raka mundu ……. vaste chalu ….. Eppudu kavali ante appudu velachu anukune vadini ……… kani vachaka …….. Job lo selavalu istanu anna sare ……. Pelli time ki vadukundam le ani wait chestuna …………

Emito jeevitham …… emcheddam anukunna kudaradu …….. Kani on high end ……… nenu peddaga prayatnam cheyakundane …….. Chala manchi vishayalu jarigayi naa life lo ………… Engg, Aus, PR, IT ila …………….

So a time ki ela react avalo ala react avadam naa life lo jarugutunna oka pattern ………
Idhe pattern continue cheste better ……..

Books chaduvutunna koddi ……. Fiction lo brathikestunanu emo ani oka bhayam pattukundi …………. At the same time, reality lo brathakadam ante enti?
……. I think I am aware of things I need to do …… and some how adhi jarugutune vundi …….. I think main ga nenu next 6 months cheyalisindi ……

1. Do my job well (so far …… So good)
2. Save for Sridhar's marriage
3. Contribute something to society (Sunil & Riah)

Ivanni jarugutunayi kabatti ……. I think Tram lo travel chestunappudu ……. Adhi ila aithe, ala aithe ani fiction lo characters tho deal chestu (ante a characters gurunchi ekkuva alochistu) ……… spend cheyadam pedda problem kademo ………… antha serious problem aithe bava chepthadu le

Bava -- Naa blog ki unna ekaika srotha vi …….. Nuvve ………..

Migatha antha shara mamule …….. Inka manchi books chadivi ……….. Manchi vishaya parigyanam sampidinchu kovali ……..

P.S - I don’t a thing about Democrats and Republicans, kani Obama gelichadu good anukunnanu ............ Office lo andaru adhe annaru ………. What does this means to Australia ante …….. Malli emo annaru ………… So andaru plain ga ….. For no reason ……. Happy ga unnaru ………. Vasudaika Kutumbam ante idhe ne emo ………………

Bye now …………….